Prepared for Polaris Heart & Vascular Clinic · 2026 Strategy Review · Confidential — not for distribution
Cardiovascular Service Line Performance & Optimization · Polaris Heart & Vascular Clinic

One Remote Care Engine.
Built Once, Working Everywhere.

Polaris already runs remote patient monitoring — on clinical conviction, under its own roof. The 2026 question is scale and reuse: the same enrollment, monitoring, and escalation engine that grows the program across the heart failure, coronary disease, arrhythmia, and hypertension panels also serves the TEAM episodes Polaris's admitting hospitals now own, and the two-sided ACO risk the practice entered in January 2026.

$0
24-Month Net Reimbursement
$0
24-Month Practice Margin (42.8% of Net Reimbursement)
0
Hospitalizations Avoided
0
Unique Patients in Active Remote Care (Month 24)
You Already Believe In This · You Built It Yourselves

2026 Starts From What Polaris Has Already Proven

This is not a pitch to adopt remote care — Polaris adopted it years ago. The practice bills remote physiologic monitoring under its own NPI, runs an active cardiac device clinic, and just co-opened a $7.1M outpatient cardiovascular center with Sentara. The strategic question is what it takes to run that conviction at the scale of the whole panel, and to reuse it against every 2026 model the practice now touches.

✓ In place

A Working RPM Program

~110–122 Medicare patients on billed remote physiologic monitoring in CY2024 — roughly $86K in allowed charges under the practice's own billing, not a vendor's. (CY2024 Medicare fee-for-service claims.)

✓ In place

An Active Device Clinic

Remote loop-recorder monitoring (398 services), mobile cardiac telemetry, in-office loop-recorder implants, and pacemaker checks — a real remote-device workflow already in production.

✓ In place

A $7.1M Outpatient Cath & EP Center

A joint-venture ambulatory cardiovascular center with Sentara opened in Woodbridge in July 2025 — same-day cath, PCI, and EP procedures, three miles from the hospital. Post-procedure monitoring is the natural next layer.

✓ In place

A Seat at the Risk Table

The practice is a PY2026 participant in a regional Medicare Shared Savings Program ACO on a two-sided-risk track, effective January 2026 — total cost of care now has direct financial consequence.

What's missing is capture and scale. The RPM census has plateaued around ~110 patients while the practice's heart-failure-diagnosed cohort alone is roughly 300; only ~4% of monitored months bill the second management increment (99458) that a well-run heart-failure program routinely earns; and CY2024 Medicare claims show no chronic care management, principal care management, or transitional care management program at meaningful scale — for a practice now carrying two-sided risk, that is the gap between believing in remote care and being paid for it.

The 2026 Payment Shift

Three Models Now Price the Same 30 Days

On January 1, 2026, two things happened at once: CMS's mandatory Transforming Episode Accountability Model (TEAM) went live at both hospitals where Polaris physicians admit, and the practice's own Medicare panel entered a two-sided-risk ACO. Both now price the same window — the days and weeks after a patient leaves the hospital — and a CY2026 billing change makes the operational answer newly reimbursable.

Live Now
TEAM · 2026

Mandatory at Both Admitting Hospitals

Sentara Northern Virginia Medical Center (CCN 490113, Woodbridge) and Virginia Hospital Center (CCN 490050, Arlington) both appear on the CMS TEAM participant list as mandatory participants under the selected Washington–Arlington–Alexandria CBSA, performance period January 1, 2026 – December 31, 2030. Every CABG and covered surgical episode is now reconciled against a CMS target price — 30-day spend and readmissions flow to those hospitals' bottom lines.

The Wedge
Readmissions

Good Care, Leaky 30 Days

At Sentara Northern Virginia, all four reported readmission measures run above the national benchmark — heart failure at an excess readmission ratio of 1.0877 — while 30-day mortality is no different than the national rate across the same conditions (CMS Care Compare, Jul 2021 – Jun 2024). The in-hospital care holds; the 30 days after discharge is where the episode leaks. At Virginia Hospital Center the weak spot is the CABG episode itself (excess readmission ratio 1.1233) — exactly the episode TEAM prices. That window is what a transitional remote-care pathway is built to cover.

Live Now
Two-Sided Risk

Your Panel, Prospectively Assigned

As a PY2026 MSSP participant on a two-sided-risk track with prospective assignment, the practice's traditional-Medicare panel is now attributed into an ACO whose losses and savings are shared. Admissions, readmissions, and ED visits on that panel move real dollars — yet CY2024 claims show no billed care-management infrastructure to manage them between visits. The same service line that earns fee-for-service revenue is the total-cost-of-care machine the ACO position calls for.

Tailwind
CY2026

Short-Window RPM Is Now Billable

New codes 99445 (2–15-day device supply) and 99470 (first 10 minutes of management) make the first two weeks after a discharge or procedure cleanly billable — removing the 16-day floor that previously blocked episodic monitoring. TCM at discharge plus a first-14-day RPM bundle is now a fully reimbursable transitional pathway — for hospital episodes and for the ACO panel alike.

The connective-tissue position: Polaris sits on both sides of the 2026 map — the group whose patients populate the TEAM episodes at two mandatory hospitals, and a risk-bearing participant on its own panel. One remote-care infrastructure serves both at once, which makes the practice more valuable to its hospital partners, not less.
Heart Failure
Coronary Artery Disease
Arrhythmias
Hypertension
The Operating Model

One Cardiology Service Line, Two Coordinated Layers

A named, governed service line with its own owner, P&L, and scorecard, following the Medicare patient from hospital discharge through longitudinal management across every cardiac condition the practice treats. It absorbs the RPM program Polaris already runs and extends it with the care-management layers the practice has never billed.

Acute & Transitional Layer — At Every Discharge
  • TCM Structured 30-day post-discharge management (99495/99496) — the billable bridge from Sentara Northern Virginia and Virginia Hospital Center back to the Woodbridge office for HF, post-PCI, and post-procedure patients. Not billed today; every covered discharge is currently an unpaid phone call or a gap.
  • RPM First-14-day monitoring bundle on the new 99445/99470 codes — daily weights, BP, and symptoms through the exact window TEAM reconciliation and ACO benchmarks price.
  • Handoff Patients graduating from the transitional window roll directly into the longitudinal layer — same device, same care team, no re-enrollment.
Longitudinal Layer — Between Every Visit
  • RPM Device-based physiologic monitoring (BP, weight, pulse ox) — the program Polaris already trusts, now with 24/7 monitoring coverage, systematic 99458 capture, and an enrollment engine sized to the whole eligible panel, not the first hundred patients.
  • PCM Principal Care Management (99426/99427) where one cardiac condition dominates — heart failure titration, resistant hypertension, post-event coronary disease.
The one coordination rule: each patient gets exactly one longitudinal care-management wrapper. The forecast models PCM, where a single cardiac condition is the story — the usual case in a cardiology panel — and RPM stacks with it. As an independent practice, Polaris bills these under its own NPI; where a patient's primary-care physician already bills CCM, that patient takes PCM or RPM-only, checked at enrollment as part of CoachCare's eligibility verification. One shared care plan, one care team, one device.

The CY2026 Billing Stack

ServiceCodesCY2026 Rate (Zip 22191)Cardiovascular Use
Transitional Care Management99495 · 99496~$200 / ~$280*Every HF, post-PCI, and surgical discharge
RPM setup & device supply99453 · 99454 · 99445 (new)$21.16 setup · $51.13/mo99445 opens the 2–15-day post-discharge window
RPM treatment management99457 · 99458 · 99470 (new)$50.87 + $40.69 add'lMonthly review, titration, escalation — with the add-on increment captured, not left unbilled
Principal Care Management99426 · 99427$66.57 + $53.13 add'lSingle dominant cardiac condition, ≥3 months

Rates shown are CY2026 Physician Fee Schedule amounts auto-resolved for the practice's MAC locality (zip 22191; Palmetto GBA carrier 11302, Virginia locality 00) as used in the Value Analysis below. *TCM shown at approximate national magnitude; TCM revenue is not included in the Value Analysis — it is upside on top.

Connective Tissue

Build the Engine Once. Every Lever Reuses It.

The same capabilities — enrollment, device logistics, 24/7 alert-and-triage, escalation protocols, billing capture, analytics — sit behind every value lever Polaris faces in 2026.

Standalone Recurring P&L
The floor of the case is a margin-positive program in its own right: a modeled $833,925 in 24-month net reimbursement and $356,769 in practice margin — 42.8% of net reimbursement — recurring professional-fee revenue on the panel Polaris already manages, with enrollment, devices, monitoring, and billing documentation operated by CoachCare in the practice's name. Every other lever is upside on top.
TEAM Episodes at Both Admitting Hospitals
TCM at discharge + a first-14-day RPM bundle on covered discharges at Sentara Northern Virginia (CCN 490113) and Virginia Hospital Center (CCN 490050) — both mandatory TEAM participants through 2030. Moves 30-day readmissions and episode spend, the exact terms of TEAM reconciliation, and makes Polaris the cardiology partner that helps its hospitals win a mandatory model.
Your ACO's Two-Sided Risk
Lead with the avoided admissions: the model projects ~33 hospitalizations avoided over 24 months (~$493K in acute-care cost at $15K per admission) on the monitored cohort alone — total-cost-of-care relief that lands on the benchmark the practice now shares risk against. The fee-for-service margin is what pays for the program while that risk-side benefit accrues. Consented enrollment, documented monthly care management, and continuous physiologic data are also precisely the infrastructure every value-based track assumes.
Procedural Throughput
RPM-enabled recovery surveillance supports same-day discharge confidence at the new joint-venture cath and EP center, adds a physiologic layer to the device clinic's remote monitoring, and builds the BP-monitoring backbone that any future structural heart or renal denervation offering would require.
The Quality Halo
Continuous post-discharge care defends the readmission measures publicly reported for the hospitals where Polaris admits — and the referral reputation of the practice itself. Performance on those measures is now both a public quality story and, under TEAM and the ACO, a financial one.
Safe · Disciplined · Documented

Clinical Governance & Escalation

The Value Analysis proves the service line pays. This is what proves it is safe: every reading from every enrolled patient — RPM or PCM — routes through one governed escalation engine, run to written protocols the practice's physicians approve, with every action documented in the record.

One Escalation Engine, Every Reading

  • Critical values escalate immediately — regardless of symptoms.
  • Out-of-range, non-critical: retake and symptom check first; escalate on confirmation.
  • Trends are objective, not impressions: three readings at least an hour apart (BP, glucose), or three within seven days (heart rate).
  • Unreachable patient: voicemail plus scheduled callback — and the escalation still fires if the value is critical or the trend confirmed.
  • Every escalation documents the vital, findings, method, contact, outcome, and follow-up.

The Emergent Pathway

  • Chest pain · new shortness of breath · stroke signs · syncope · worst-ever headache · sudden swelling → call 911 with the patient still on the line.
  • If the patient refuses emergency care, the clinic is notified immediately; if the patient cannot act, CoachCare activates 911 directly.

The guarantee: CoachCare's urgent and emergent escalation policy supersedes any client-specific escalation preference. Safety outranks configuration — in writing.

Signal, Not Noise

  • Emergency → 911 pathway, practice notified in parallel.
  • Clinically relevant, non-critical → routed to the practice team member the protocols designate, on the channel they choose.
  • Stable or resolved → documented to the record as FYI — no interruption.

The practice's clinicians see what needs judgment — CoachCare's monitoring team absorbs the rest.

The Post-Discharge Cadence — Where Readmissions Are Prevented

Any ER visit or hospitalization in the last 60 days triggers a protocolized three-touch outreach sequence — the operational counterpart of the ~33 modeled avoided hospitalizations, aimed at the exact 30-day window where Sentara Northern Virginia's readmission measures run above benchmark.

Day 1–2

First touch: reconciliation of discharge instructions and medications, device check, symptom review, red-flag education.

Day 5–8

Second touch: adherence and symptom trajectory, early-warning review of transmitted vitals, escalation if the trend is wrong.

Day 12–14

Third touch: stabilization check ahead of the highest-risk readmission window's close; handoff into the longitudinal monitoring cadence.

Continuity governance: unreachable patients re-escalate on a fixed cadence rather than falling off a list, and the practice is notified at every decision point. Protocols are reviewed and signed by the practice's physicians before go-live.

Workflow · Data · Billing

Integration That Meets the Practice Where It Is

What's verified today: Polaris runs its patient forms and communications through an Updox portal layer. The underlying EHR vendor is a first-call discovery item — and it does not gate the program. CoachCare maintains production integrations across the major ambulatory EHRs, including Athena, eClinicalWorks, Epic, Greenway, NextGen, Veradigm, and Oracle Cerner.

Whichever system Polaris runs, the integration delivers the same four things: enrollment status visible in the chart, transmitted vitals as discrete data rather than PDFs, care summaries and time documentation filed to the record, and billing-ready claim documentation for every eligible patient, every month.

Modeled assumption: the Value Analysis carries a $4,000 one-time EHR integration setup fee plus $150/month — the conservative end of CoachCare's integration catalog ($0–$4,000 by vendor). Confirmed vendor and final integration pricing are set in contracting.

What the Integration Carries

Into the chartFrom the chart
Discrete vitals — flowsheet-ready, not attachmentsEnrollment flags & trigger orders
Care summaries & compliance documentationPatient health history & problem list
Real-time enrollment statusCare-team assignments
Claims-ready billing documentation, monthlyDischarge notifications for TCM outreach

Clinicians keep working in the system they already use — the program lives in the existing chart and billing workflow, not in a second portal.

CoachCare Value Analysis · Modeled for Polaris Heart & Vascular Clinic

The Value Analysis

A 24-month forecast for the practice: an estimated ~1,100-patient Medicare panel with ~900 in scope as condition-eligible, 7 referring clinicians (3 physicians + 4 nurse practitioners) plus a dedicated on-site enrollment specialist staffed at CoachCare's expense, and CY2026 rates auto-resolved for the practice's MAC locality (zip 22191). The service line is RPM + PCM. TEAM episode value, TCM revenue, and avoided-readmission savings are not in these numbers — they are upside on top.

Active Program Enrollments Under Remote Care

Monthly active enrollments by program — not unique patients; a patient carrying RPM plus a care-management wrapper is counted in each. Physician referrals (8/clinician/mo at 80% acceptance) + 1 on-site enrollment specialist (80/mo) + telephonic outreach, net of 1.5% monthly attrition. RPM reaches its ~236-enrollment ceiling in month 7 and PCM its ~230-enrollment ceiling in month 13 — the program is ceiling-limited: the constraint is the eligible population, not outreach capacity.

Monthly Economics — Revenue, Fees, Margin

Net reimbursement (after denials and coinsurance bad debt) vs. CoachCare fees. Month 1 is modeled at −$5,616 as one-time implementation and EHR integration setup fees land against a small starting census; every month from month 2 is margin-positive (month 2: +$2,500), reaching a ~$18,912/month steady state from month 13.

24-Month Net Reimbursement Mix

$833,925 total across the RPM + PCM cardiology stack.

The Financial Summary

24-month, by programNet reimb.CoachCare feesPractice margin
RPM$471,704$263,214$208,489
PCM$362,221$188,681$173,540
Implementation & ancillary—$25,260−$25,260
Total, 24 months$833,925$477,155$356,769
By periodNet reimb.CoachCare feesPractice margin
Year 1$319,425$189,505$129,920
Year 2$514,500$287,650$226,849
24 months$833,925$477,155$356,769
Includes an on-site enrollment specialist staffed at CoachCare's expense — embedded value, never subtracted from practice margin.

24-month practice margin: 42.8% of net reimbursement (Year 1 40.7%, Year 2 44.1%). Full model available as a companion workbook.

Scenario Explorer — Build Your Own Forecast

Adjust the assumptions and watch the 24-month forecast recompute live. Census is active program enrollments, not unique patients.
24-mo net reimbursement
$834K
24-mo practice margin
$357K
Active enrollments at month 24
466
Hospitalizations avoided
~33
15,449

Billed Claims / Units

Recurring, subscription-like professional-fee volume over 24 months.

51,796

Physiologic Readings

A continuous clinical picture of the HF, CAD, arrhythmia, and HTN panels between visits.

~33

Hospitalizations Avoided

≈ $493K in avoided acute cost at $15K per admission — relief that lands on TEAM episodes and the ACO benchmark alike.

3.7

FTE-Years Absorbed

~7,772 care-team hours of monitoring, outreach, and documentation handled by CoachCare's clinical team — capacity the practice doesn't have to hire.

Build → Amplify

Keep the Program You Built. Add the Engine It Deserves.

Polaris's RPM program is proof the practice already believes in remote monitoring — it bills under the practice's own NPI, not a vendor's. That clinical conviction doesn't change. What changes is everything around it: enrollment sized to the whole eligible panel instead of plateauing at ~110 patients, 24/7 monitoring coverage including nights and weekends, second-increment (99458) time capture that today reaches only ~4% of monitored months, and the PCM and TCM layers the practice has never billed at all.

CoachCare operates all of it in Polaris's name — telephonic enrollment outreach, cellular device logistics, audit-ready time documentation, and a claim generated for every eligible patient, every month — while the practice's clinicians keep doing exactly what they built the program for: clinical judgment on exceptions and escalations.

Scale path: the existing RPM panel converts to full-capture workflows first → the transitional pathway goes live on discharges from the two admitting hospitals → enrollment extends across the HF, CAD, arrhythmia, and hypertension panels toward the modeled ceilings. Same protocols, same chart, zero re-implementation.

The 90-Day Start: Convert, Capture, Extend

Anchor cohorts: the current RPM panel, the HF-diagnosed cohort, and discharges from the two admitting hospitals
MilestoneTarget
EHR confirmation, integration scoping + protocol sign-offDay 30
First billable enrollmentsDay 30–45
Existing RPM panel on full-capture workflow (99457 + 99458)Day 60
48-hour TCM outreach rate on covered discharges≥ 90%
Active program enrollments by Day 90*~115
Go / scale decision with full unit economicsDay 90

*The modeled months 1–3 practice-wide census (~23 → ~62 → ~115 active program enrollments), concentrated in the anchor cohorts during the first phase.

Implementation

Chartered in 30 Days.
Capturing by Day 90.

CoachCare operates as the service line's engine — enrollment outreach, device logistics, 24/7 monitoring, escalation per signed protocols, and billing-ready documentation — while Polaris's physicians govern protocols and every clinical decision. Full-service delivery means launch requires no new practice headcount, and the on-site enrollment specialist is CoachCare-funded.

0–30 Days

Charter the Service Line

Named owner, P&L, scorecard; EHR vendor confirmation and integration scoping; billing configuration for the practice's MAC locality; protocol sign-off for the HF, CAD, arrhythmia, and hypertension pathways.

31–90 Days

Convert & Capture

The existing RPM panel moves onto full-capture workflows with 24/7 coverage and systematic 99458 documentation; PCM enrollment begins; TCM outreach starts on covered discharges from both admitting hospitals.

91–180 Days

Run Toward the Ceilings

Enrollment extends across the eligible panel — RPM saturates its modeled ceiling by month 7 and PCM by month 13 — with the monthly scorecard reporting census, capture rates, and escalation outcomes to service-line governance.

181–365 Days

Steady State & Reuse

The program runs at its ~305-unique-patient steady state; episode-support reporting is shared with hospital partners; the same infrastructure and data support the practice's ACO reporting and any future panel growth — a larger eligible panel raises the ceilings directly.

About CoachCare

The Experience to Get It Right

The service line described on this page runs on infrastructure already proven at national scale.

500,000+

Patients Managed

Over 400 managed conditions for 500,000+ patients.

10,000+

Clinicians on the Platform

Providers running remote care programs day to day.

1,000+

Implementations

Successful program implementations.

5M+

Claims Generated

Care-plan coding and billing behind more than 5 million claims.

100M+

Vitals Recorded

Over 100 million vitals recorded and 4 million+ care actions enabled.